Local Spotlight: Gong Fu Tea

Come for the Tea, Stay for the Atmosphere

Gong Fu Tea was started by two men who were ready to get out of the corporate world … and out of the coffee world, too. This eventually led to them starting Gong Fu Tea (see the full story here) and I’m glad they did!

When you walk in, you’re greeted with a wall FULL of tea to choose from. As well as an area to view select teas (psst … not all of them look like tea leaves). You can pick up each canister, look it over and smell the tea.

 

There is a catalog of teas you can look through – the staff is so helpful and will tell you how to brew your tea to perfection. For example, you’ll get instructions on the exact temperature and the number of minutes your tea should brew. If your history with tea is to keep a tea bag in hot water until you remember to take it out then this will blow your mind! Steeping your tea to their exact specifications makes a world of difference in flavor!

They have tea pots and tea cups for sale and will show you how to use them. You can browse through their teas on the website, but trust me, it’s much better going in where you can smell and even try a sample of the tea.

Gong Fu Tea is located in the East Village, close the corner of E Grand and E 6th. Let me know if you end up going there! I’d love to know which teas you tried.

 

2020 Color Trends

Classic Blue is Pantone’s 2020 Color of the Year.

So Many Colors to Choose From!

Everyone is announcing their color trends for 2020 and I’ll admit, I get sucked in each time. I love looking at the gorgeous colors and dreaming of the possibilities in my own home. Pantone always comes out with a color of the year and this year it’s Classic Blue, explaining  …

“Instilling calm, confidence, and connection, this enduring blue hue highlights our desire for a dependable and stable foundation on which to build as we cross the threshold into a new era.”

Harmonious Hues

Benajmin Moore has a selection of colors they recommend for 2020 as well.

Benjamin Moore calls these colors “harmonious hues” and I couldn’t agree more! I can see these in a living room with plants and natural sunlight shinning in. Which do you like the best?

Natural Elements

Behr also picked out some favorites for 2020. Their choices were inspired by natural elements such as sky, earth, water and plants.

Behr also comments that “Seasonal changes and world exploration also play a role in how we relate to color.” – I love this! It is so true – different parts of the world have different colors painting their landscapes, what a great way to bring those elements and memories into your own home.

Infinite Calmness

Sherwin-Williams says “On the horizon between ocean and evening sky rests a color of infinite calmness” … ok that sounds good to me! We’re all living busy lives – bring on the color of 2020 that invokes calmness. Has anyone used a color this bold before?

If you’re looking to add colors to your home that invoke calmness, peacefulness, and serenity then it looks like these 2020 colors are going to help you out!

Add 2020 Color Trends to Your Home

Here are a few ways you can add these colors to your home. You don’t have to repaint an entire room (or even paint the walls … think about your furniture, too). Comment below if you’re feeling inspired or if you already have any of these colors in your house. I’d love to see a picture of how you incorporated it!

Front Door Colors


(view source & pin on Pinterest)


(View source & pin on Pinterest)

Accent Walls


(View source & pin on Pinterest)


(View Source on BenjaminMoore.com)

Accent Pieces


(View source on Behr.com)


(View source & pin on Pinterest)

Things You Should Avoid After Applying For a Home Loan

You’ve done everything right so far; you’ve found a great lender, received a preapproval and submitted your loan package for final approval. Now you’re done, right? Wrong. Until you close on your new loan, it’s more important than ever to keep your credit steady; most lenders perform one last credit check right before they fund and a decline in your score can mean the difference between getting the home and losing the loan.

Things You Should Never do After Applying for a Loan

  • Don’t Change Jobs – While sometimes it’s unavoidable, especially if a new job is the reason for the move, but any change in income or job status creates risk and should be avoided if possible.
  • Don’t Make any Large Purchases – As tempting as it may be to go shopping for new furniture, wait until after you close to make any large purchases. This applies to furniture, appliances and even new cars. New loans could change your debt to income ratio and cause you to no longer qualify for the loan.
  • Don’t Apply for New Credit – Every time someone runs your credit report, your score is affected. This is not the Dme to search for a new credit card.
  • Don’t Close Any Credit Accounts – It might seem counterintuitive, but closing or paying off loans or credit cards might actually bring your FICO score down. The length of time you’ve had your credit open is a positive effect on credit scores.

The bottom line is to avoid doing anything to your credit. If you’re unsure of what you can or cannot do, ask you lender; they can guide you in the right direction and make sure you close on your new loan.

For specific questions about home loans, contact our preferred lender Dave Lewis with HomeServices Lending.